Balwant N. Dixit PhD Phone: (412) 963-8023
(I respectfully dedicate this paper to the Late Dr. Ashok Sapre of Murrieta, California for his pioneering efforts in promoting ideas to help Indian immigrant seniors to the North America. His numerous contributions have led the path for all of us to follow. Dr. Sapre passed away on September 14, 2021)
Note: The most of the information mentioned in this article about the Indian Retirement Communities and senior centers is obtained from respective websites. Most often website information is given for promotional purposes and emphasizes most desirable aspects. The graphics are also not realistic since they are most often generated from computer graphics. It is very difficult to get the real information except when a person visits an establishment and spends time and gathers information from the residents and managers. Such visits are rare. One example is a brief report made by the late Dr. Ashok Sapre on ShantiNiketan.
Indian immigration to the USA: I arrived in the USA from India in 1962 on a one year International Fellowship in Pharmacology. At that time there were only about 4000 persons of Indian origin in the USA. Although Indian immigrants entered the USA as early as1920 significant immigration is of very recent origin because of the legislative barriers due to the laws such as the 1917 Immigration Act preventing any immigration from India. As of 2019 there were about 2.7 million Indian immigrants in the USA. This increase was principally due to the passage by US Congress of the 1965 Immigration & Nationality Act removing national-origin quotas and basing immigration on having the economically desirable skills. This was the reason that from 1980 to 2019 the Indian immigrant population in the USA increased almost 13 fold, reflecting in the fact that most of the current Indian Immigrants (about 2,500,000) are comparatively a young ranging 35 to 70 yrs. in age. Then there is a significant income disparity between the early immigrants and the later arrivals. However, no reliable quantitative data are available. This highly skewed population in age and in income has important consequences as related to retirement readiness. In the USA population of 330 million, about 54 million are over 65 and retired (16.3%) and verifiable data on what USA Senior citizens want as far as their retirement is concerned are easily available, while in the Indian 65+ seniors estimated at about 200,000 (7.4%) it is very difficult to ascertain what Indian seniors want, since verifiable data are unavailable.
The Retirement Communities in the USA.
There are an estimated 80,000 Retirement Communities of various types, operated by organizations (for profit, non-profit, religious, self-managed etc.) serving 25 + million USA senior citizens, mostly complying with the Federal Fair Housing Act of 1968. As far as I know, several hundred Indian immigrants have moved into the age based American Independent retirement communities such as the Sun City Center in Florida, Age based Independent retirement Community in Marietta, California, Traditions of America near Pittsburgh, Pennsylvania and in a few other states.
Earlier efforts made to build “For Indians Only” Retirement Community in the USA.
In 2007, a workshop by the National Indo-American Association for Senior Citizens (NIAASC) was organized in New York and the following items were discussed. Where to spend golden years” for those who immigrated to USA in early 60s. Since the Joint family system was no longer a viable option for those in the USA and it may not be feasible for most NRIs to move back to India OR to stay with their children in the USA, a plan was announced to develop a retirement community near Atlantic City, (NJ), for the seniors of Indian origin, slated to open in 2008. For various reasons the venue was changed to Florida. A suitable site was selected in the Taveres County near Orlando and plans were finalized to construct a facility called ShantiNiketan. The ground breaking ceremony took place on June 17, 2009 at the hands of Iggy Ignatius, the originator & CEO.
Current, age based (55+ or 60+), independent Retirement Communities for Indian Immigrants, in the USA.
(i) Ownership:
| Name of the Community, type of housing & Contact details | Location (State) | Type of the facility | Amenities | Present status and remarks |
| ShantiNiketan (Houses, Condos and townhouses). Contact: (352) 508.7060 | Florida | Age based Independent living. No provision for long term care. Nursing care facility under consideration | Dining Hall/Theater. Daily chef prepared three vegetarian meals. Each residential unit with its own kitchen. Prayer room, Library/Computer room, club house with a gym | Development in several phases. Over 150 units sold out. Some of the houses/condos owned by seasonal occupants |
| Serenity Reserve (85 Houses). Contact: (407) 212-0123 (JAGK7518@GMAIL.COM) | Florida | Age based Independent living. No provision for long term care. | Club house, pool, central kitchen, banquet hall, outdoor lounge, fitness center, yoga and meditation room, library, movie theater | Sold out. Opportunities for resale exist |
| Anand Vihar (Houses & Townhouses (Costs from $179,000 to $329,000) | Florida | Age based Independent living. No provision for long term care. | A recreation center, a swimming pool. A dining hall with flexible meal options, a fitness center, a movie/media room, tennis and pickle ball courts, a prayer & meditation room and a gazebo for relaxing | Sold out. Some of the houses/condos owned by seasonal occupants. Opportunities for resale exist |
| Nalanda Estates (83 homes. Cost: $305,990 to $525,990. Contact: | Florida | Age based Independent living. No provision for long term care. | Club house, banquet hall, Commercial kitchen, fitness center, prayer room, walking trails, theater, zen garden | Sold out. Opportunities for resale exist |
| Verandah (51 Townhomes, 75 Condos and several houses, Handicapped accessible (Costs from $390,000, with monthly charges, $4,637-$6,028. Contact: (312) 952-1802. (verandahretirementcommunity@gmail.com) | Illinois (Chicago) | A CCRC with a 100 bed hospital on the campus | Dining room, library, Beauty salon, Restaurant-style dining. Indian and American Lifestyles | Sold out |
(ii) Rental Apartments
Priya Living: Various locations in California with completely furnished rental apartments for senior citizens, with unique shared spaces and Innovative programming. Contact: 408 – 310 – 5112. (namaste@priyaliving.com). Monthly rent: $2,395-$3,100
| Name of the Community | Location | Type of the facility | Amenities |
| CITY CENTER. | Fremont, CA.94538. | Independent living. No provision for long term care | Outdoor recreation spaces, an indoor community kitchen, a pool and cabana. Open Courtyard All amenities not available at every campus. |
| WARM SPRINGS | Fremont, CA. Located in the Bay Area | ||
| CIVIC CENTER | Santa Clara, CA. Silicon valley |
Retirement Communities in the planning stages
| Name of the Community & type of housing | Location | Type of the facility | Amenities | Present status and remarks |
| Athashri (Contact: Inquiry@dahlingroup.com). Costs: $460,000 – $740,000 | Hayward, CA. | Independent living, with 150+ condominiums + three single family homes (1-3 BR) | A kitchen + living space of 700-1800 sq. ft. Swimming pool, wellness center | Original developers: Pristine Homes, CA + Paranjape Schemes, Pune, India. Future plans uncertain due to problems with financing |
| Vishram Kuteer An active 55+adult community with houses. Prices: $123,000 – $215,000. Contact: (281) 337-5133 | Rosenberg TX | Independent living | Located on 23 Acres with two lakes, a recreation facility, a common vegetable garden, a meditation area, and a small Hindu Temple | Uncertain future |
| Apna Ghar. 7228 Blanco Drive, Irving, Texas 75039. Contact: +1 (817) 891-7770 | Texas (Dallas) | Independent living community | Yoga classes, Health seminars, Movie Theater next door, Relaxing room with playing cards, domino, Carrom Game, Large outdoor Patio with pool and Waterfall. Three vegetarian meals, | Proposed |
| Anand Vihar. Contact: Anand Patel, Pangea Realty Group, 1211 Tech Blvd. #150, Tampa, FL 33619 | Georgia (Atlanta) | A high-rise luxury condo community for Indian seniors with a potential for an assisted living facility | A covered parking garage, indoor and outdoor pools, meeting spaces and a dining hall. | Proposed |
Nursing Care Facilities for Indian Immigrants
The “Indian Nursing Home” Program started by Dr. Mukund Thakar, a pioneer in providing nursing care services to Indian Seniors living in the USA located in (i) Kings Harbor Multicare Center (NY) (ii) Arista Care Centers (NJ) and at (iii) Smaller facilities at several other locations.
Care is provided by Indian doctors, Indian nurses and Indian therapists speaking Hindi, Punjabi and Gujarathi, with Indian vegetarian food, Indian Prayer service, a Hindu temple, Traditional Indian festivals, Indian television shows and Indian music.
The following statement by Dr. Mukund Thakar is worth mentioning here and I hope some Maharashtrian physicians and health care workers follow Dr. Thakar’s steps. “Taking care of the elderly has been my passion since I began my career as a medical professional and now I have the honor of catering to their needs 24 hours a day. I had a vision of establishing an Indian nursing home program to accommodate the Indian elderly. The Indian nursing home program was developed in 2005 by creating an environment where the Indian elderly would feel comfortable in their living arrangement and where their medical and personal needs are met to ensure their well-being and happiness.
My staff and I have been providing exceptional quality care to our Indian senior citizens from all over the country. The accurate formula of medical care enriched with the Indian culture has revolutionized the way our senior citizens are cared for in nursing homes. With multiple programs operating successfully in New Jersey and New York, I would personally like to invite you to take a tour of this unique program that brings comfort, culture, and care together under one roof.” Contact: (https://myindiannursinghome.com/)
Some observations, some questions and some freewheeling thoughts
(1) “For Indians only” retirement communities currently provide housing for around 1500 seniors out of an estimated 150,000 to 20,000 Indian seniors in the USA
(2) Almost all “For Indians” retirement communities have no provision for much needed assisted living /nursing care. Exception being Veranda in Chicago and a stand-alone Mukund Thakkar’s Arista care in NJ and New York
(3) Currently relatively very few “For Indian only” retirement communities are functional in the USA. What are the reasons? Is it the lack of interest or the lack of demand or the lack of capital or the lack of reliable market research?
(4) Why so few Indian Immigrants want to move into a retirement community for Indians?
(5) What factors determine where Indian seniors want to retire?
(6) Many Indian seniors prefer to move near their siblings, but not with them. Why?
(7) No reliable data to indicate the thinking of Indian seniors as what they want
(8) No representative business organization that can provide reliable data on Indian Seniors on retirement issues is present as it is there for the American Retirement Communities
(9) Let Indian seniors join a senior care community (such as a CCRC) that can provide all the necessary care from A to Z. Needs lot of financial recourses. There are 2000 such communities in the USA
(10) Go by yourself and take care of yourselves the best way you can with whatever resources you can muster and with whatever help you can get.
(11) Let us negotiate with our grown up children in what way we can help them in advancing their life objectives such as the education of their children (e. g. by contribution to the 529 college savings plans), improving their house etc. and in return request them to accommodate us and our limited needs. This is already happening on a ver limited scale. It may be necessary to modify their existing house. Reestablish JOINT FAMILY structure with a modern twist!
(12) Let the seniors join any age defined Independent American Retirement Community, and sign up for a Continuing Care at Home Program (CCHP) or call any of the Home Care agencies, such as Home Instead, to receive the care one needs at home.
(13) Almost every city in the USA has several Indian Restaurant. Arrange a “Meals on Wheel” type of meal delivery program (e.g. 5 days/week) to seniors by subscription.
Senior Citizen Centers
A Senior Citizen Center (SCC) is a relatively recent origin in the USA and it is in the very early stages as far as Indian Seniors in the USA are concerned. SCC is a type of community center where older adults can congregate to fulfill many of their social, physical, emotional, and intellectual needs. In the USA, many towns have senior centers that are usually locally funded, though some may receive state and federal money. An estimated 11,000 such centers serving about 1 million seniors are functional in the USA. Usual activities at a typical Senior Center: Health & Wellness Programs, Personal growth and learning, Computer classes, Woodworking and other hobbies such as Knitting, Painting, Photography, Ceramics etc., Driver’s safety program, Nutrition & Culinary classes, Advice on retirement investments & financial planning and income taxes
Senior Citizen Centers for Indians in the USA: Relatively few, mostly located in large cities such as the New York City, Chicago, Los Angeles, San Francisco etc. “India Home” is one such Senior Centers, opened in 2014 serving the (60+) South Asian Seniors in the New York City. It serves the South Asians-one of the fastest growing and most overlooked groups of elderly in New York City.
In the Pittsburgh area currently there are two Indian Senior Centers that are very effectively providing very valuable services to the India seniors.
(1) United Seniors Association of Pittsburgh (USAP) is a service organization of senior citizens. Currently it does not have its own facility but functions very effectively as a virtual senior center. It was founded in 2017 by the seniors and for the seniors. USAP is registered as a non-profit, charitable, tax-exempt organization under the State Laws of Pennsylvania. Its goal is to promote healthy aging not only physically, but also mentally and spiritually, through education and physical participation. Anyone above age 50 is welcome to join USAP irrespective of race, religion, or nationality. Contact: (412) 908-1711. (USAofPittsburgh@gmail.com).
(2) Dhru & Gul Bhagwanani Pittsburgh Indian Senior Center (DGBP ISC): 3955 Monroeville Blvd. Monroeville, Pa 15146 with an entrance from Business 22, 3946 Wm Penn Hwy. Monroeville, Pa 15146. Total area of 4500 sq. ft. to be opened in mid-2022: It consists of an office, exercise Room, a small prayer room (temple), a social hall, a dining hall, a nap room or a resting room (emergency use), a full service commercial kitchen and a meeting room/ social hall with the capacity of 100 and designated parking for the handicapped. All facilities will be compliant with the 1990 Americans with Disabilities Act (ADA). The entrance and access will be located at the street level. It is being funded from a trust left by a physician & her husband, and donations received from patrons. The center is planned to have senior friendly & modern high-tech amenities as well as safety & security. The attendees will not need to pay any fees or charges for the facility, food & all the activities & programs offered.